Restaurant Insurance

Working with a broker who understands your industry and how that relates to your insurance needs is paramount to creating a well-priced yet thorough insurance program.

Parenti & Associates Restaurant’s Program is setup based upon needs we have uncovered through contact with over 600 restaurants. The program is backed by over 50 carriers who have a strong appetite for restaurant risks and can write policies ranging from Liquor Liability to Workers Compensation and everything in-between.

Jesse Parenti is an insurance specialist for the restaurant industry and is the head of our restaurant program. He has been helping restaurant owners in the California for 5 years and is endorsed by California Restaurant Association. Prior to writing restaurant insurance, Jesse worked in the hospitality industry for 20 years. His hands on experience within the industry sets him apart from other brokers because he understands the primary concerns and needs of restaurant owners.

Please contact Jesse at or calling him at (650) 596-9500 for more information. He responds to all phone calls within 24 hours.

Types of restaurants include, but are not limited to:

• Fine Dining
• Casual Dining
• Fast Food
• Ethnic Cuisine
• Delicatessen
• Coffee Shop
• Franchises
• Micro Brewery

Get A Restaurant Insurance Quote

At Parenti & Associates we believe we have to understand your company before we can insure it. Your company is continuously evolving and if your broker isn’t staying within arms reach, your insurance may not truly reflect your needs.

Contact us today to set a 15-20 minute diagnostic appointment so we can understand the goals you have set for your insurance program.

Parenti & Associates isn’t the competition, we are the solution.

Liquor Liability

Liquor Liability Insurance is designed to provide liability insurance protection for those businesses who manufacture, distribute, or sell liquor. You need liquor liability insurance if you sell liquor and your business is a:

• Bar
• Tavern
• Nightclub
• Fraternal Club
• Convenience Store
• Liquor Store
• Restaurant

Get A Liquor Liability Insurance Quote

BOP (Business Owners Package)

Business Owners Package policy, commonly called a "BOP" contains many of the insurance coverages needed by most small businesses. While these policies are not standard, there is great variation from insurance company to insurance company; there are certain common elements. The basic BOP offers business property for both building and contents, and liability insurance protection for the operation of your business. This liability protection will generally include both the operation of your business, at its established location, and the liability from your products or completed operations.

Some, but not all of the policies, will also offer business income and extra expense protection after an insured loss. BOP policies do not contain all of the coverages needed by a small business. Notably they do not cover any workers' compensation, professional liability, or business vehicle coverage.

Get A Business Owners Package Insurance Quote

Auto - Commercial

A commercial automobile insurance policy is required under most circumstances when the vehicle is used for business purposes and meets certain other requirements. It is not just the registration that determines the requirement for a business automobile insurance policy. Other requirements are ownership by a corporation, use in hauling goods for hire, and gross vehicle weight of the vehicle. Some small trucks can be owned and insured under a personal automobile insurance policy under specific circumstances.

Commercial automobile insurance policies are not regulated in pricing, as are private passenger policies. There is price competition between insurance companies for good commercial automobile insurance.

Get A Commercial Auto Insurance Quote

Employment Practices Liability (EPLI)

Employment Practices Liability Insurance otherwise known as EPLI is insurance that helps protect you against claims from your employees that result from the general conduct of your business. Common examples of employee related claims include claims relating to:

• Discrimination
• Wrongful Discharge
• Sexual Harassment
• Hostile Working Environment
• Wrongful Termination
• Lack of Advancement

Get An EPLI Insurance Quote

Workers' Compensation

Workers' compensation insurance protects employers from claims resulting from injuries to employees. It protects your business from lawsuits and provides employees with compensation for on-the-job injuries.

By law, most employers are required to provide coverage for lost wages and medical bills incurred as a result of on-the-job accidents or illnesses. For many businesses, this coverage is the largest part of its insurance expense.

Get A Workers' Compensation Insurance Quote